Credit Dispensation in Urban Co-operative Banks is governed by the related Master Circular from RBI, the latest of which was published on 25 Jul, 2023. UCBs must establish transparent policies and guidelines for credit dispensation, approved by their boards, reflecting internal risk appetite and aligning with RBI regulations.
This course has content and tests around this circular.
The tests are designed to test the conceptual and operational knowledge of the employee at various levels.
This course has content and tests around the master circulars from RBI. On top of that Gamification feature is enabled to generate the leaderboard for the users.
UCBs have a strategic role in housing finance, particularly for weaker sections, aligning with priority sector lending objectives. UCBs, especially larger banks with surplus resources, are encouraged to extend housing loans. The Master Circular on Housing Finance for UCBs consolidates the instructions/guidelines issued to UCBs till 2 April, 2024.
This course has content and tests around this circular.
UCBs must establish transparent policies and guidelines for credit dispensation, approved by their boards, reflecting internal risk appetite and aligning with RBI regulations. The loan policy must be reviewed annually by the Board.
This course has content and tests around this circular.
UCBs have a strategic role in housing finance, particularly for weaker sections, aligning with priority sector lending objectives. UCBs, especially larger banks with surplus resources, are encouraged to extend housing loans. The Master Circular on Housing Finance for UCBs consolidates the instructions/guidelines issued to UCBs till 2 April, 2024.
This course has content and tests around this circular.